Cash flow is the oxygen of a business. In uncertain conditions, clarity and cadence matter more than complex models. This plain‑English playbook shares practical ways to see earlier, act faster, and avoid nasty surprises. It’s general information only—always consider professional advice for your situation. Build a rolling 13‑week view A short, forward‑looking forecast keeps decisions … Read more
Intro. Healthy cash flow keeps small businesses steady. This overview explains core ideas in plain terms and suggests practical steps. It is not financial advice; consider professional guidance for your situation. 1) Cash flow in, cash flow out Track every source of inflow (sales, services, subscriptions) and outflow (suppliers, wages, taxes, rent). A simple weekly … Read more
Beginner’s Guide to Saving Money and Reducing Debt If money feels complicated, simplify the system. This guide shows a clear path to track spending, build an emergency fund, and pay down debt—without spreadsheets that take hours. Step 1: See Your Real Numbers Look at the last 30–60 days. Group spending into broad buckets: housing, groceries, … Read more
– Start with a small target, like $500. – Save automatically each month. – Keep it separate from your main account. – Aim for 3–6 months of expenses.
Split your income into: – 50% → needs (rent, bills, food) – 30% → wants (fun, hobbies) – 20% → savings or debt
